If I could turn back in time, I would not have taken a loan for my master or at least a smaller amount and try my best to work part-time throughout the master so I can pay it off as soon as possible. Taking a loan to study, and then working to repay it, it is the worst social contract you can make with society. I remember writing this in my diary: The alarm goes off. It is 6 o'clock in the morning. I wake up. I feel nice and warm under the blankets and all I wish is if I could stay there a bit longer. Next to me, I can feel the warm body of the man I love. I am on the top of the world. I wish really deeply that I can stay a little bit longer next to him. The alarm goes off again It is 6.10 o'clock in the morning. He gets up. It is too nice under the blankets. I am asking why do I have to get up, get ready, fight the cold, catch the bus, then another bus and finally get to work, stay there for 8 hours and finally come back. I can stay under the blanket