Sorting finances

More than a year ago, the Spreadsheet Geek (here) had asked to analyse finances and sort them out.
Between income statement, cashflows and budgetting, numbers were flowing in every directions.
The task was over and I felt rich, content and free. Since then, states of affair are reviewed from time to time and outgoings controlled.
None is spend on futility. Time at hand seem infinite. Debts are disappearing
More is spend to create and contemplate how beautiful the now is.
Next steps, shift to cash payments only and no more temptation to dip in the digital money.

What about you?
Have you thought about looking more in details at your finances?
What stop you to open the pandora box of your bank statements?
What is your vision of the future in relation to your finances?
What are your next steps?
I am curious to hear more, do not hesitate to comment this post.

Comments

4 in 1 dream

You dream that you are in bed with four people. On your left, a black fashionista with a smile from a toothpaste advert. On my right, a chubby and shy woman smiling at you. On her right, a business/lawyer man wearing a suite. You are sharing jokes with the fashionista and tell her how much you would like to get to know the business/lawyer person. She jokes that she would like to know a bit more the chubby shy one to see if she can rub on her. What is your inconscious mind trying to tell you?

What did I learn from analysing my expenditure after a year

In the following blog post, I share the results of two analysis. The first one is an analysis of my spendings by categories after a year, the second is analysis of what I want to achieve by category. The analysis contribute to my main aim which is to achieve financial independence. I am currently trying to pay a debt - 12K for a student loan. To do the first analysis, I downloaded all the statements from my current account in an excel format. I assigned a category to each entry. What are the results? I allocated 18% of my resources to my loan and the same amount to travel to France and have a couple of trip in the UK. I spent more money on conspicuous consumption than food. I did not have many outings that involved financial expenditure. What am I missing? I haven't got a good idea of what all the cash I have taken out was used for. A part of it must be to commute to work, then it is a mix of food shopping, outings, shopping and more outings. For the second analyy...

Missminimalist , Thank you

I was hooked to missminimalist blogs in the past four days, reading approximately 16 pages of individuals testimonies on how they started and enjoyed their minimalist journey. It opened my eyes on the endless minimalist lifestyles that any of us can implement. I admire the traveller, the spiritualist, the true materialist (as opposed to consumerist), the mindful, the artist, the mum, the dad, the designer who with intention choose to keep the things that add value to his/her life and get rid of the frivolous. Beyond just getting rid of things, there is not participating to our current wasteful society, it is recognising that we are all equal regardless of what we own and finally it is embracing freedom. It is why I love it. I encourage you to have a read/rid, I hope it will inspire you: http://www.missminimalist.com/

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